I believe that everyone (all ages) should own some sort of piggy bank. It doesn't necessarily need to look like the one above, it just needs to used for saving money.
For adults, the thing to remember is that if you get a piggy bank that opens, chances are you are going spend the money you are tying to save. (just taking it out of the piggy bank is so much easier that going to the ATM) Children are not aware of the opening at the bottom of most, so for kids, the money stays in the bank.
So, my advice to everyone is to go get a piggy bank that requires a hammer to open and start putting a dollar a day into it. How happy will you be when you finally crack it open and bills come out! Not just pennies!
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